• From Renter to Homeowner: The 5 Biggest Lifestyle Shifts You’ll Make,Jennifer Bien

    From Renter to Homeowner: The 5 Biggest Lifestyle Shifts You’ll Make

    Homeownership is amazing—but it’s also a significant lifestyle shift from the rental days. From surprise plumbing issues to finally being able to pick paint colors, a lot changes. If you’re considering making the leap, understanding these shifts can prepare you for what lies ahead and ensure a smoot

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  • Navigating Hawaii's New Cesspool Regulations: What Homeowners Need to Know,Jennifer Bien

    Navigating Hawaii's New Cesspool Regulations: What Homeowners Need to Know

    Understanding the New Rules for Cesspools in Hawaii Hawaii's cesspool regulations have recently undergone significant changes, and these new rules are set to impact many homeowners across the islands. Understanding the implications of these changes is crucial for property owners, buyers, and seller

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  • How Are Fed Rates Different from Mortgage Rates? ,Jennifer Bien

    How Are Fed Rates Different from Mortgage Rates?

    When it comes to borrowing and lending, two commonly referenced rates are the Federal Reserve’s (Fed) interest rate, often called the "Fed rate," and mortgage rates. While they both play significant roles in the economy, they operate in distinct ways and impact consumers differently. Understanding

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